| 07:00-08:00 | Registration and exhibitor time | | |
| 08:00-08:30 | Michael Varenbut | Life Lessons & Financial Planning Pearls
| - List Key financial Lessons
- Recognize key financial planning pearls
- Be able to ask smart questions to ask and identify next steps
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| 08:30-09:30 | Chris Nichilo | Investing in Real Estate Without Being a Landlord: Private Mortgage Lending for Busy Physicians | - Describe how private mortgage lending differs from owning real estate as a landlord
- Identify where private mortgages fit within a diversified investment portfolio
- List reasons private mortgages can be particularly well-suited to physicians seeking predictable, passive income
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| 09:30-10:00 | Sasha Cucuz | U.S. Multifamily opportunities for the busy physicians | - The “Core and Value-add” Advantage: Learn about Core and Value-add investment strategies in multi-family real estate.
- Evaluate the U.S. vs. Canadian Market: Understand the macroeconomic drivers (migration patterns, regulatory environments, and supply-demand imbalances) that make U.S. Sunbelt multi-family assets a resilient alternative to domestic residential investments.
- Assess Cross-Border Efficiency: Recognize the structural benefits of U.S. market exposure and the tax-deferring power within a private equity fund framework.
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| 10:00-10:30 | Nutritional Break and Exhibitors | | |
| 10:30-11:00 | Amy MacAlpine | Your Estate Planning prescription | - Describe how your medical Professional Corporation and estate plan work together
- Elaborate on how planning for your incapacity and death now saves money and time later
- Achieve the monetary value of your practice into the hands of your beneficiaries in the most time and cost-efficient way
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| 11:00-11:30 | Ingrid Gashner | Financial Vital Signs: Whole Life vs. Term — Comparing Long-Term Wealth Strategies | - Compare the long-term financial outcomes of a whole life insurance strategy versus a term insurance plus external investment strategy.
- Understand how assumptions around returns, behaviour, tax treatment, and risk affect the performance of each approach over time.
- Evaluate which strategy may be more appropriate at different stages of a physician’s career and financial life
|
| 11:30-12:00 | Asif Kasim | Why the Richest Doctor Still Go Broke? | - Describe what segregated funds are and how they differ structurally and legally from mutual funds
- Evaluate when and why higher costs may be justified in exchange for guarantees, creditor protection, and estate efficiency
- Recognize how segregated funds can be strategically integrated into corporate and personal investment planning
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| 12:00-12:30 | Austin Rodgers | Investing made easy: A medical professionals guide to Passive Real-Estate | - Describe what passive real-estate investing is and how it differs from active investing
- Identify the benefits of private real estate investment for busy professionals, including income eneration and portfolio diversification
- Take advantage of hands off investment solutions that fit similarly into a high-pressure, time constraint lifestyle
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| 12:30-13:30 | Lunch Break | | |
| 13:30-14:00 | JP Laporte | Multiplying the advantages of a pension plan using a Retirement Compensation Arrangement (RCA) | - List why and how an RCA is used to complement the financial objectives of the physician
- Demystify some of the misconceptions that sometimes plague RCAs in the industry
- Determine whether further inquiry is required as to their utility at the level of the individual physician
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| 14:00-14:30 | Norman Houle | How to Reduce Your Tax Burden | - Discuss the Tax rates on investments in a corporation (Interest, Rental Properties, Dividends and Capital Gains)
- Explain the Tax Grind of Smal Business Deduction Limit (Partnerships and Passive Income)
- List Solutions to mitigate these tax burdens (Insurance, RCA and CPPP)
|
| 14:30-15:00 | Danjun Liao | Mortgage Strategies for Physicians: Why Being Debt-Free Is Often the Wrong Goal | - Describe how mortgage structure affects long-term financial flexibility for physicians.
- List common mortgage decision-making mistakes.
- Assess mortgage choices within banking and tax frameworks beyond interest rates alone
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| 15:00-15:30 | Nutritional Break and Exhibitors | | |
| 15:30-16:00 | Ketan Kulkarni | What I did not learn in medical school that is life-saving? | - Adopt a productive financial mindset
- Prevent key financial mistakes
- Develop a personalized financial plan
|
| 16:00-16:30 | Vu Kiet Tran | When it comes to financial
decisions, you may be your worst enemy | - Recognize how heuristics and biases can influence your financial decisions
- Describe the influence of System 1 and System 2 in the Financial Planning
- process
- Leverage mitigation tools to make smarter financial decisions
|
| 16:30-17:00 | Roger Sen | Topic Pending | |
| 17:00-17:30 | Panel Discussion | | |
| 17:30-19:00 | Wine & Cheese and networking | | |
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